Privacy Policy and Terms and Conditions

Website address is: https://www.simplybanc.com.

At SimplyBanc.com (“Cash,” “we,” “us,” or “our”), we are committed to protecting the privacy rights of Merchants and their owners and principals (collectively, “you” or “your”). We help you find and obtain business funding (“Funding”) through our website and other services listed below. By accessing or using our website or other services, you agree to the terms and conditions outlined in this Privacy Policy and Terms and Conditions.

This Privacy Policy describes how SimplyBanc.com collects and receives information through the following services:

• Our website or our mobile applications;
• Our e-mails or links in our e-mails;
• Our online ads or web content on third-party websites;
• Our blogs or social media outlets;
• Our merchant support services; and
• Our other marketing channels, including, but not limited to, our call and mail centers.

This Privacy Policy and Terms and Conditions does not apply to information collection through any other service or by any other party. All Internet websites can collect information about you. We encourage you to review the privacy policies of every website you visit.

Please read this Privacy Policy and Terms and Conditions carefully to understand our policies and practices regarding your information. This Privacy Policy may change periodically, so please check for updates regularly.

Information We Collect About You and How We Collect It

The site may collect non-personally identifiable information about you when you use our website or other electronic services. This information includes:

• Details about your Internet connection, the equipment you use, and usage details;
• Your operating system, browser version, IP address, and mobile device;
• Web pages you view and information you search for on our website;
• Ads or web content you click on or view on our website or third-party sites;
• Interactions with our e-mails or links within them.
• We collect this information using technologies such as cookies, beacons, tags, and scripts.

Forms collect or receive business and personally identifiable owner information (collectively, “Information”) when you:

• Fill out forms or fields on our website;
• Provide location information from your mobile device; or
• Communicate with us via e-mail, mail, telephone, facsimile, or other electronic means.

We may collect business information such as mailing addresses, e-mail addresses, telephone numbers, company name, company size, business type, and financial details. Owner information may include names, addresses, e-mails, telephone numbers, dates of birth, business ownership interests and duration, estimated FICO scores, and Social Security numbers. We obtain this information to assist you in finding and obtaining Funding.

Providing Data on Our Website is Voluntary

Providing information to SimplyBanc.com is voluntary. We collect Personal Data when you voluntarily provide such information, such as when you contact us with inquiries, register an account, or submit an application.

By voluntarily providing us with Personal Data, you consent to its use as described in this Privacy Policy and Terms and Conditions. If you provide Personal Data, you acknowledge and agree that it may be transferred from your current location to the offices and servers of SimplyBanc.com and authorized third parties in the United States. Most computer systems and browsers offer privacy settings. Advanced settings may allow you to disable cookies, but doing so may limit some website features and services.

SimplyBanc.com may contact you to inform you of Funding opportunities that may interest you. If you do not wish to be contacted at certain addresses or telephone numbers, you can:

• Register for the Direct Marketing Association’s Mail Preference Service at https://dmachoice.thedma.org/register.php;
• Click “unsubscribe” or reply to the e-mail address at the bottom of SimplyBanc.com e-mails and follow the instructions provided; or
• Inform a representative that you no longer wish to be contacted at a specific address or number according to our Do Not Call List Policy.

Please note that exercising one of these options may not stop all communications from SimplyBanc.com.

How We Use Information We Collect

We use the collected information, sometimes combined with data from other sources, in the following ways:

• To advertise and market our funding partners’ products and services;
• To conduct research and analysis to prevent fraud and better understand our customers and website visitors;
• To engage in merchant support services;
• To fulfill any other purpose for which you provide the information; or
• For any other purpose with your consent.

How We Keep Information Safe and Secure

We use reasonable administrative, technical, and physical security measures to protect your information. These measures include computer safeguards and secured files and buildings.

The safety of your information also depends on you. Please avoid communicating information through unsecured channels, including e-mail or social media, or in public areas. Keep your password confidential and do not share it.

While we strive to protect your information, we cannot guarantee the security of data transmitted to our website or through other means of communication. Any transmission is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures.

Anti-money Laundering Compliance Notice

To combat terrorism funding and money laundering, federal law requires financial institutions to verify and record information about each person who opens an account. When opening an account, we will ask for your name, address, date of birth, and other information to verify your identity. We may also request to see your driver’s license or other identifying documents.

Disclosure of Your Information

SimplyBanc.com will share your information with third parties only as described in this Privacy Policy. Non-personally identifiable information may be shared without restriction.

We may share your information, whether aggregated or not, with our subsidiaries, affiliates, service providers, and business partners to assist with our business activities. We may also share information with funding partners to help you obtain Funding and with business partners to inform you of products or services of interest. Information may also be disclosed:

• To a buyer or successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or sale of some or all of SimplyBanc.com assets;
• To fulfill any purpose or effect the action for which you provided the information;
• To any third party with your consent;
• To comply with legal processes, including government or regulatory requests;
• To enforce our terms of use and other agreements with you; or
• If necessary to protect the rights, property, or safety of SimplyBanc.com, our customers, funding partners, or others, including exchanging information for fraud protection and credit risk reduction.

Online Advertisement

We may use third-party ad networks to serve ads on our behalf across the Internet. These ad networks may use cookies, web beacons, and other technologies to collect information about your visits to our site and other websites to provide targeted ads based on your interests. This information does not include personally identifiable information. You can opt out of targeted ads or learn more about this process by visiting the websites of these third-party ad networks.

Children’s Privacy

We do not knowingly collect or solicit information from anyone under the age of 13 or knowingly allow such persons to register for our services. If we become aware that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “effective date” at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

If you have any questions or concerns about this Privacy Policy and Terms and Conditions, please contact us at

• info@simplybanc.com
  
• Take a look at the About Us page